The Right Coverage for Your Home

Condo Insurance

Condo complex with lush foliage

Coverage Just for Condo Owners

Condo owners have different needs than renters and single-family homeowners, which is why Mercury Insurance created condo insurance options that can be tailored to your specific needs. Don’t settle for a generic condo insurance policy for your unit. Donaldson Insurance will help you customize a plan that’s just right for you.

Personal Property

Provides coverage for your household items in the event of fire, theft or other covered loss. Personal property coverage is critical, as most condo association policies don’t provide coverage for your personal belongings.

Personal Liability Protection

Pays for bodily injury or property damage caused to others as a result of a covered incident.

Loss Assessment

Provides additional coverage in the event your condo association levies an assessment on each condo owner to make common area repairs for a covered loss.

Improvements

Provides coverage for fixtures and improvements you’ve added, including cabinets, flooring and lighting as well as other free-standing structures that your condo association’s policy may not cover.

Additional Living Expenses

Provides coverage for living expenses if your condo becomes uninhabitable as a result of a covered loss.

Guest Medical Protection

Pays medical expenses for your guests who are accidentally injured on your property.

Workers' Comp Coverage

Pays medical expenses for your personal part-time employees, such as nannies or maids, who are injured on the job.

Condos Rented to Others

Provides liability and contents coverage on your condo when you rent it to others.