Whether it’s for a flat-screen TV you just bought, the latest laptop computer or your favorite living room chair that’s your haven for binge-watching on, renters insurance safeguards your belongings in case of theft and fire or some other covered loss. Along with covering your cherished possessions, it can also take care of medical expenses and legal defense costs if someone gets hurt on a property you lease. If you rent an apartment, condo or house, renters insurance gives you the peace of mind you need to feel at home.
Personal Property - Provides coverage for your household items in the event of a fire, theft, or other covered loss.
Additional Personal Property - Provides additional coverage for antiques, fine art, jewelry, and other valuables.
Personal Liability Protection - Pays for bodily injury or property damage caused to others as a result of a covered incident.
Guest Medical Protection - Pays medical expenses for your guests who are accidentally injured on your property.
Workers’ Comp Coverage - Pays medical expenses for your personal part-time employees — e.g., nannies or maids — who are injured on the job.